Thoughts and Riches

You are a member of the Settlement Class and eligible for a payment if you resided in the United States at any time between the dates set forth below, had an account at a bank listed below, and meet all three of the following requirements:

Your account was accessible through a debit card, check card, or any other bank card used for debit purchases; AND

You paid at least one:

insufficient funds fee, overdraft fee, returned item fee, or similar fee that was assessed to your account within five business days after a Bank of America debit card transaction either occurred or posted to your account; OR

overlimit fee or similar fee that was assessed for an account cycle in which a Bank of America debit card transaction either occurred or posted to your account; AND
The insufficient funds fee, overdraft fee, returned item fee, overlimit fee, or similar fee was paid between the following dates:

For customers of . . . From Through
Bank of America 12/6/2000 12/31/2007
Fleet Bank, N.A. 4/1/2004 12/31/2007
U.S. Trust Company, N.A. 7/1/2007 12/31/2007
LaSalle Bank N.A. and LaSalle Bank Midwest N.A. 10/1/2007 12/31/2007
...
The total payment to each qualifying Settlement Class Member will depend upon the total number of valid claims submitted by all Settlement Class Members. However, no Settlement Class Member will receive more than $78.

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