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Sunday, February 27, 2011

Weekend Quote - Giving Up

When you feel like giving up, remember why you held on for so long in the first place.

- Unknown

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posted by Ruby @ 7:57 AM 0 comments

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Sunday, February 20, 2011

Weekend Quote - Safety

Don't play for safety. It's the most dangerous thing in the world.

- Hugh Walpole

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posted by Ruby @ 6:32 AM 0 comments

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Saturday, February 19, 2011

How to find out the size and energy usage of a fridge or freezer?

I was trying to find out the cubic feet (cu. ft) size of my refrigerator but couldn't find it out in the owner's manual or the fridge itself. Fortunately, did a search on the internet and found out about a site that provided the info I was looking for. I just had to enter the fridge brand and model number and the site spit out the size of my fridge. Am sure others may find themselves in similar situation, so decided to write a post on it; the site URL is:

Kouba-Cavallo Associates: Refrigerator and Freezer Energy Rating Database

The good thing about the site is that it also tells you how much energy per hour a refrigerator or freezer is using. Note: the site only provides the energy ratings for refrigerators and freezers produced for the American consumer market. In addition, it may not have information for all brands and model number.

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Labels: free; freebies

posted by Ruby @ 3:11 PM 0 comments

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Wednesday, February 16, 2011

Delta Airlines' frequent flier miles new non-expiration policy

Received a great news from Delta Airlines yesterday - they have eliminated their expiration policy on frequent flyer miles! I don't travel often and had to look for ways to keep my account active. But now with this policy, have to no longer worry about generating activity in my account. Hopefully, other major airlines will also follow suit and get rid of their mileage expiration policy.

For a related article, see:

Kare11: Delta eliminates expiration of frequent flyer miles

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Labels: mile

posted by Ruby @ 8:13 AM 0 comments

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Sunday, February 13, 2011

Weekend Quote - Wise versus Fool

A wise man changes his mind; a fool, never.

- Proverb

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posted by Ruby @ 7:10 AM 0 comments

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Thursday, February 10, 2011

Removing inaccurate information from your credit report

I was recently going through my credit report and noticed listing about credit cards that I had closed a while back as well as contact info that was no longer accurate. Fortunately, having dealt with such issues before, I know that I can get any inaccurate info on my credit report removed by contacting the appropriate credit bureaus on my own. It takes time and effort but it's do-able. However, not everyone has the time or liking to do this task on their own. One alternative in such situations is to use firms such as Dsi Solutions and The Credit People that provide credit repair service.

While I haven't used such firms myself and don't mind doing the work myself, such credit repair firms can be of help if someone has inaccurate information on his credit report but needs some assistance to get incorrect information removed from his credit report. These firms can work with you in such situations by reviewing your credit report for any inaccuracies and then contacting appropriate parties to get the incorrect information removed. However, you should realize that these firms can charge fees for their effort. In addition, there are many firms that advertise that they can repair your bad credit. However, you need to be aware that there's no guarantee that using their services will help you repair your bad credit since any information such as late or missed credit card payments and so forth, while negative, may not be removed if the information indeed is true. Therefore, always do some due-diligence before using any outside firm to repair your credit.

Regardless of whether you use third party firms or contact the credit bureaus on your own to get incorrect information removed, such efforts may result in getting rid of inaccurate information from your report which in turn may result in improving your credit score. As many people know, having a good credit score can be a boon when seeking loans, mortgages, or applying for credit cards. In addition, some auto or home insurance companies may also base their decisions regarding premiums on credit scores. So it's wise to ensure that information on your credit reports is correct and up to date to avoid any surprises when applying for any loans.

Note: the above is a paid post

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posted by Ruby @ 3:22 PM 0 comments

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Sunday, February 06, 2011

Free federal tax preparation from TaxAct

TaxAct is offering free download of its TaxAct free edition that lets you prepare, print and e-file federal income taxes for free. Alternatively, you can also fill your taxes online at TaxAct's Web site and print and e-file for free.

For details, see: TaxAct

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Note: I am a TaxAct affiliate.

Labels: free; freebies

posted by Ruby @ 3:25 PM 0 comments

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Weekend Quote - Failure in Relationship

Do not remember the former things,
Nor consider the things of old.
Behold, I will do a new thing,
Now it shall spring forth;
Shall you not know it? I will even make a road in the wilderness
And rivers in the desert.

Isaiah 43: 18-19

Most loving Lord!You know my broken heart! I am shattered and I just do not know how to come out of this disappointment Tears flow down my cheeks and I sink in my sorrow O Lord! The scripture says that all things work together only for good. Right now I do not understand Your ways but strengthen me to accept Your will. I turn to You for help for I know without You I can never come out of this depression. Comfort me Lord and sustain me with Your sweet presence. I commit my future in Your hands. Help me forget my past and let me start a new life with You as my guide. Make me glad and grant me a glorious future. Lift me up Lord from this depressed state and wipe away my tears with Your loving hands. I cast all my burdens and disappointments at Your feet Lord! Keep me in perfect peace till I receive the partner of Your choice from Your hands. In Jesus name I pray.

Amen.

- Source: PrayerTowerOnline.org: Failure in Relationship

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posted by Ruby @ 10:12 AM 0 comments

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Saturday, February 05, 2011

Best Western's Free 250 American Airlines Miles Offer

Best Western is offering an easy way to earn 250 free American Airlines miles. To earn these miles, you need to sign up for the Best Western Rewards program, set your earning preference to American Airlines miles, and register for the promotion using the link below. Deadline to specify the preference is April 11, 2011.

You can also earn additional miles for your first, second, and third stay if you register for their Spring promotion.

To register for the promotion and other details, see:

Best Western: 250 American Airlines Miles offer

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Labels: ff; frequent flier, freebies, mile

posted by Ruby @ 4:27 PM 0 comments

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Favorite Quote

"If you look at what you have in life, you will always have more. If you look at what you do not have in life, you will never have enough".
- Author Unknown

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