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Sunday, March 30, 2008
Weekend Quote - Excuses
He that is good for making excuses is seldom good for anything else.
- Benjamin Franklin
posted by Ruby @ 2:18 AM   0 comments

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Thursday, March 27, 2008
Free Adobe Photoshop Express - Public Beta version
Adobe has started a free online beta version of its popular Photoshop image editing software. Called the Photoshop Express, the service comes with 2GB of free storage for images. To use the software, you need to register for the account. Users also get a chance to provide their feedback for enhancements to future version of the software.

For details, see:

Free Adobe Photoshop Express - Public Beta

Related articles:

Adobe Launches Photoshop Express Public Beta

Macworld: Adobe launches Photoshop Express Public Beta

CNET: Adobe opens shop on Web-based Photoshop Express


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posted by Ruby @ 7:01 AM   0 comments

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Wednesday, March 26, 2008
CNBC's Fast Money Madness stock contest
CNBC is holding its annual Fast Money Madness stock contest, involving selection from 64 companies from 4 different sections. Deadline for the bracket selections is today, Mar 26 by 5 PM. Each contestant will get an entry into the CNBC Fast Money Madness pool and compete for the grand prize in our national contest. Prizes include: a trip for two to New York and an appearance on the Fast Money show.

For details, see:

CNBC's Fast Money Madness


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posted by Ruby @ 6:39 AM   0 comments

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Free Sample from Walmart - Fiber One Cereal
For a limited time, Wal-Mart is offering a free sample; see:

Free Sample - Fiber One Cereal


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posted by Ruby @ 6:31 AM   0 comments

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Tuesday, March 25, 2008
Wall Street Survivor's $50,000 Fantasy Stock Trading Contest
Wall Street Survivor is currently holding a $50,000 Fantasy Stock Trading Contest through April 25, 2008. As part of this free tournament, you are provided a fictitious cash portfolio of $100,000 with which you can trade any common stocks, preferred stock, or ETF listed on NYSE, NASDAQ, or AMEX exchange. You can also short-sell stocks. The commission for each trade is $10. The tournament offers cash, daily and other prizes.

For details, see:

Play to Win $50,000 - Fantasy Stock Trading Game
posted by Ruby @ 7:28 AM   0 comments

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Melissa and Emily McIntire sisters - The art of creativity
I always enjoy reading about the creativity and success stories of people. Today's post is dedicated to the two McIntire sisters who managed to auction an Illinois-shaped corn flake off on eBay for $1,350. That's $1,350 for a single corn-flake! Initially, when they listed their item, eBay took it off saying that it violated their policy of banning listing of food items. While many other people would have given up after that objection, the McIntire sisters responded by auctioning off a coupon instead of the cereal directly. The catch? The coupon was redeemable for their Illinois-shaped corn flake. All they had to do then was to hold off their excitement as they watched their listing to completion.
"We were biting our nails all the way up to the finish, seeing what would happen," said Melissa McIntire, 23. "There's a lot of relief involved."
The coupon was redeemed by a Texan named Monty Kerr who owns the "TriviaMania" web site. Am sure by purchasing the coupon, he must have generated lot of visitors to his Web site.
"We're starting a collection of pop culture and Americana items," said Monty Kerr of Austin, Texas. "We thought this was a fantastic one."
While the media is currently inundating everyone with the news and fear about recession, people like te McIntires show that smart, creative people will always be able to make money - recession or no recession.

For complete article, see:

CNNMoney.com: Sold! Cornflake goes for $1,350
posted by Ruby @ 6:17 AM   0 comments

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Sunday, March 23, 2008
Weekend Quote - Distressed Sale of Bear Stearns
When one of my colleagues sent me an e-mail and said $2 (a share of Bear), I thought they had dropped a zero.
- Erin Callan, CFO, Lehman Brothers on the proposed acquisition of Bear Stearns by JP Morgan for $2/share

Source: BusinessWeek, Mar 31, 2008


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posted by Ruby @ 11:36 AM   0 comments

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Saturday, March 22, 2008
Paid College Internship Opportunities
The Family First is offering paid internship opportunities for Summer, Fall and Spring semesters. Positions are available in the field of Events, Websites, Creative & Design, Public Relations, Sales & Marketing, Accounting & Administrative. Stipend ranges from $600 per semester for the part time interns to $1,200 per semester for the full time interns.

For details, see:

Family First: Internship Opportunities

Download Application


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posted by Ruby @ 7:27 AM   0 comments

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Play free PC golf game for a chance to win over $2,000 cash and more
From Mar 20 through Mar 24, UtourGolf is running its 2nd Annual Big Money Bunny Bash free PC golf tournament for a chance to win over $2,000 in cash, shirts and game credits.

For details, see:

The world's first free online golf game. Play for free or cash
posted by Ruby @ 7:26 AM   0 comments

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Friday, March 21, 2008
Starbucks feels the pinch of latte factor
Already reeling under the intense competition from McDonalds and the slowing economy, Starbucks has another problem to deal with - as per a California Superior Court judge, the company’s practice of allowing supervisors to share in employees’ tips violates the state law. As a result of this ruling, Starbucks has to pay back tips of $87 million and interest of $19 million.

Considering that the company hasn't been doing all that well lately and it's stock has been taking a beating, even for a large company like Starbucks, over $100m in penalty is a sizeable amount - that's a latte factor it could have lived without.

For related articles, see:

Fortune: Starbucks found stealing tips

Yahoo/Associated Press: Starbucks Ordered to Pay Back Tips


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posted by Ruby @ 7:44 AM   0 comments

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Thursday, March 20, 2008
Free subscription to the Star magazine
For a limited time, RewardsGold is offering free subscription to the Star magazine.

For details, see:

RewardsGold: Star magazine


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posted by Ruby @ 6:30 AM   0 comments

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Tuesday, March 18, 2008
The "V" day
The much anticipated, and the largest-ever US IPO of Visa Inc will finally be happening this week. The expected listing date is Mar 19 under the ticker symbol "V". Lots of people have been waiting for this IPO because of prior success of MasterCard Inc which had its IPO around $39 but is currently trading around $200 a share. However, others feel that Visa's stock won't grow as fast as Mastercard's.
"There are people who think it is going to in short order match MasterCard's price," said Gaskins. "But I don't think that is logical."

He sees Visa growing at a less dramatic clip given its much-larger size, which is likely to be expressed in Visa tracking a steady, but less dramatic stock rise.
As Visa is owned by banks like Bank of America, Citigroup etc, these bankers collectively are expected to get around $10.2 billion from the IPO.

For the complete article, see:

Reuters: Bank owners counting on big payday from Visa IPO

Related articles:

SchaeffersResearch.com: Have Expectations Gotten Too Frothy for the Visa IPO?


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posted by Ruby @ 5:27 AM   0 comments

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Monday, March 17, 2008
Justice FCU Annual Scholarship Contest - Deadline: April 1, 2008, 3 PM EST
The Justice Federal Credit Union is currently inviting entries for its Annual Scholarship Competition.

As part of this program, JFCU will grant $2,000 each to 10 JFCU scholars for educational expenses. The program is open to both high school seniors and JFCU members who have completed a minimum of 12 college credit hours.

You can download the applications from JFCU's site or pick it up at a local branch beginning February 1, 2008. Deadline is 3:00PM EDT on Tuesday, April 1, 2008. Results will be declared in June 2008.

For info on the qualifications for the competition and other details, see

Justice FCU Annual Scholarship

JFCU Scholarship Application

Other Scholarship-Related Posts:

Scholarship-Related Posts


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Sunday, March 16, 2008
Weekend Quote - Obstacles
Most of our obstacles would melt away if, instead of cowering before them, we should make up our minds to walk boldly through them.
- Orison Swett Marden
posted by Ruby @ 6:59 AM   0 comments

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Saturday, March 15, 2008
Free subscription to Metropolitan Home magazine
Mercury Magazines is offering free subscription of Metropolitan Home.

For details, check out:

Mercury Magazines: Metropolitan Home


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posted by Ruby @ 9:03 PM   0 comments

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Friday, March 14, 2008
Motley Fool and MSN Money's Stock Challenge
Motley Fool and MSN Money are holding Create Fantasy Stock Challenge for a chance to win $15,000 in grand prize, and the title of MSN CAPS Champ. The first runner-up will receive a four-day, three-night trip to New York, while the second runner-up will receive a four-day, three-night trip to Las Vegas. In addition, all participants will be entered into a weekly sweepstakes to have a chance to win prizes such as gift cards, flat-panel TVs, etc.

For complete details, check out:

Motley Fool and MSN Money's Stock Challenge

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posted by Ruby @ 9:01 AM   0 comments

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Wednesday, March 12, 2008
Making taxes more rewarding
With the April 15 deadline for filing taxes around the corner, the Fool.com article talks about potentially making the chore of filing taxes more rewarding. How? By charging your tax payments to a cash rewards credit card. However, as the tax payments with the credit cards are processed through third-party service providers who usually tack on additional fee of over 2%, you need to ensure that the cash rewards you get from your credit card exceed that additional fee.
Earning 5% can get you $250 on a $5,000 tax bill. But be careful -- there's a catch. When we pay our taxes with plastic, we do so through third-party service providers, and they typically charge a 2.49% fee. That's not chicken feed. If you owe $5,000, for example, you'll fork over an extra $125 -- just for the privilege of not writing a check. Is that really worth it?

If you make $250 via your credit card cash-back program and pay the $125, you'll still come out ahead. But if your cash back is just 1%, giving you $50, you'll end up in the red. Better to opt for a dollar or so in postage.
For complete article, see:

Yahoo/Fool.com: Can You Make Money Paying Your Taxes?


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posted by Ruby @ 7:39 AM   0 comments

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Tuesday, March 11, 2008
Why I Love Peet's contest
Peet's Coffee & Tea is giving away 20 million hand-roasted coffee beans in 30 Days to 40 winners as part of its Why I Love Peet's contest. The contest runs from March 10 and April 6 and requires entrants to share their stories about why they love Peet's coffee. 10 winners will be selected every week. The 40 winners and up to five of each of their friends will win free coffee beans for a year.

To enter the contest, see:

Why I Love Peet's contest

For related article, see:

Yahoo: For the Love of Peet's: Peet's Coffee & Tea Gives Away 20 Million Coffee Beans in 30 Days


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posted by Ruby @ 9:22 AM   0 comments

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Monday, March 10, 2008
Day light saving - energy savings or just hocus-pocus?
Most of the US switched to day light savings time yesterday, one month ahead of the usual April switch. Reason? Supposedly, the switch allows us to save energy. However, the Wall Street Journal article cites a study which says that daylight saving waste energy.
They conclude that the reduced cost of lighting in afternoons during daylight-saving time is more than offset by the higher air-conditioning costs on hot afternoons and increased heating costs on cool mornings.
As per another report, switching to the day light savings ahead by almost one month in the US while the rest of world is still on a different time schedule will cause international airlines several million dollars in order to it to manage their schedules.

I personally don't have feelings either way towards the back and forth switching of times in March and November. However, I don't like changing times in the numerous clocks and watches, from microwaves, to wall clock to clock in the car etc. Worst, I feel that this switching is simply fooling around with nature rather than finding a reliable, long term solution to the energy problems. But than that's what the government is good at - fooling around the problem rather than finding reliable and concrete ways to solve the myriads of problems that we are currently facing.

For the complete article, see:

The Wall Street Journal: Daylight Saving Wastes Energy, Study Says

Related articles, see:

InformationWeek: Daylight Saving Time Extension Vexes Airlines

Environmental Economics: Costs and benefits of extending daylight savings time


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posted by Ruby @ 1:58 AM   0 comments

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Sunday, March 09, 2008
Weekend Quote - Start
Though no one can go back and make a brand new start, anyone can start now and make a brand new ending.
- Carl Bard


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posted by Ruby @ 9:05 AM   0 comments

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Saturday, March 08, 2008
Bill & Melinda Gates Foundation $100,000 grants towards innovation in global health research
Bill & Melinda Gates Foundation has set aside $100 million in grants to encourage innovation in global health research. The grants are being offered for innovative ideas on the following four topics: tuberculosis, HIV, infectious diseases and drug resistance.

Under its new Grand Challenges Explorations program, the Bill & Melinda Gates Foundation is planning to give $100,000 each to about 60 projects in the first round of what is expected to be a five-year program.

To apply for these grants, you need to submit a 2-page long proposal application. You can start submitting applications beginning March 31, 2008.

For details, see:

Yahoo: Gates Foundation Sets Aside $100 Million for Unorthodox New Global Health Projects

Bill & Melinda Gates Foundation: For Grant Seekers

Bill & Melinda Gates Foundation: Home Page


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Tuesday, March 04, 2008
Warren Buffett's Letters to Berkshire Hathaway Shareholders
Warren Buffett released his much awaited annual letter to Berkshire Hathaway shareholders last week. Here's an online version of his most recent as well as previous letters:

Warren Buffett's Letters to Berkshire Hathaway Shareholders
posted by Ruby @ 5:54 AM   0 comments

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Sunday, March 02, 2008
Weekend Quote - Wisdom, Benevolence and Courage
The man of wisdom is never of two minds;
the man of benevolence never worries;
the man of courage is never afraid.

-
Confucius


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Saturday, March 01, 2008
Free 4 x 6 magnetic picture frame
NSF International is offering a free 4 x 6 magnetic picture frame. The center of the frame pops out to use as a reminder of safe cooking temperatures.

For complete details, see:

NSF International: Free 4 x 6 magnetic picture frame


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Favorite Quote
"If you look at what you have in life, you will always have more. If you look at what you do not have in life, you will never have enough".
                - Author Unknown
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