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Tuesday, January 13, 2009
Tips for growing wealth
The BankRate.com article provides various tips from readers for growing wealth. Among the tips:
1. Grow Your Own Food
2. Set Limits and Stick to Them
3. Buy Savings Bonds
4. Redirect Your Raises
5. Split Raises in Half
6. Track Spending
7. Spend Less by Budgeting
8. Save by Using Credit
I especially liked the tip on proper use of credit cards - earning rewards and getting interest free money for few days before paying it off in full.
My husband and I do not carry any significant amounts of cash -- have approximately $20 to $40 maximum in each wallet.

All purchases -- food, gasoline and nominal retail purchases -- are on the card. All credit purchases are paid up completely every billing. Savings are twofold: 30-day float and no credit card interest ever for the past 30 years or more. Our motto is, if we pay any interest charges, they must be tax-deductible!
For complete article, see:

BankRate.com/Yahoo Finance: How Real People Grow Their Wealth

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posted by Ruby @ 7:08 AM  
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