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Thursday, December 27, 2007
Filing the claim form for the international credit card transaction fee settlement
Just filed the claim form for the Foreign Currency Conversion Fee Antitrust Litigation settlement. The lawsuit was regarding the charges levied by Visa, MasterCard, or Diners Club-branded payment cards for foreign transactions between February 1, 1996 and November 8, 2006. The deadline to file the form is May 30, 2008.

As we had both traveled and made transactions abroad using our credit cards, both my spouse and I had received separate forms in the mail. However, we found it easier to simply fill the information over the Web. The claim Web site gives allows you to choose from three different forms - Green, Blue or Red form.

Using the Green form or Refund Option 1, you can request an easy refund of $25. This is the recommended option at the CCFsettlement Web site if you traveled outside of the U.S. for less than one week or had foreign transactions of less than $2,500.

Using the Blue form or Refund Option 2, you can provide an estimate regarding the number of days you spent outside the U.S. The CCFsettlement Web site recommends this option if you traveled outside the US for more than a week or had over $2,500 in charges during the litigation period.

Refund Option 3, or the red form option, requires much more information and is recommended for people who had extensive foreign travel and are willing to provide year-by-year information.

We used the refund option 2 which required us to provide an estimate of the total number of days spend outside the US during the February 1, 1996 and November 8, 2006 period. The site asks for a Refund ID that's provided on the form that was mailed to us but I saw the option to enter the information even without the Refund ID. The form does require you to swear that regarding the accuracy of the information you provided on the form and once you submit it, it provided a claim number. It took me less than 5 minutes to fill the form. Seems the refund amount will be based on the algorithm that takes into consideration the number of travel days as well as the purpose of your travel, ie, whether you went abroad for business, vacation or some other reason. Will see how much we ultimately end up getting. Couldn't tell from the FAQs at the Web site regarding the expected date of refund but am assuming it will be sometime after the May deadline.

For more details and claim forms, see:

Currency Conversion Fee Antitrust Litigation  eLearners  Earn Rewards at MyPoints.
posted by Ruby @ 3:11 AM  
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